Home Equity Loans with U$X FCU are an easy and convenient way for homeowners to borrow against the equity that has built up in their homes over the years. Your home is one of your most valuable assets and you can make that value work for you. In some cases, the tax laws consider the interest paid on your Home Equity Loan a tax deduction, making them an outstanding borrowing opportunity.

Fixed Rate Home Equity Loan

• Terms from 3 to 15 years
• Financing available for up to 80% of the market value of the home, less outstanding mortgages or liens
• Interest rate and payment are fixed for the life of the loan
• Only a one-time $200 application fee
• Interest may be tax deductible, consult a tax advisor
  for details

Home Equity Line of Credit

• 10 year Draw Period
• Only a one-time $200 application fee
• Interest may be tax deductible, consult a tax advisor
  for details

	Loan to Value(LTV)	Current Rate	Max. Loan Amount
Plan 1	60%	Prime Rate minus 1%	$250,000
Plan 2	70%	Prime Rate minus .5%	$250,000
Plan 3	80%	Prime Rate	$250,000
Plan 4	90%	Prime Rate plus 1%	$100,000

Minimum Real Estate secured loan amount $10,000. Property must be owner occupied and primary residence in PA and OH.

For questions or assistance please contact our Mortgage Loan Specialists at 1-888-219-3159 or Click the Contact Us link.