Need Home Improvements? Other Big Ticket Items?
Better Cash Flow?

Save $$ Thousands Over Other Lending Options


swatchesAt U$X FCU, your home’s equity may be one of your best options to borrow affordably and with flexibility. Open a line – up to 90% Loan-To-Value (LTV)

Improve Just About Anything!

With a Home Equity Line Of Credit, apply and have the money you need – when you need it – for bigger, ongoing projects and purchases. Accessing your funds is easy, too. Simply write a check. Repay with auto pay or through Bill Pay from online banking. What could be easier?


Compare And $ave

Our Home Equity Line Of Credit can save you money over a Personal Line Of Credit and just about any other
credit card offer. See for yourself.

U$X FCU HELOC Bank Personal Line of Credit Major Home Improvement
Retailer Credit Card
2.00% APR* 11.24%*** 17.99%†

Note: Most Personal Lines Of Credit are unsecured loans and require excellent credit history to obtain
an affordable rate, while many store credit cards feature not only high rates but also high fees.

Use the money from your U$X FCU Home Equity Line Of Credit for any good reason, including:
  • Home Improvements and Renovations
  • Emergencies
  • Medical Expenses
  • Education Expenses
  • Paying Bills

Contact a Loan Service Representative for an application
or to discuss our lending needs.



*APR = Annual Percentage Rate. 2.00% Introductory APR offer available for new lines of credit only for the first twelve (12) months from closing date. Rates thereafter are adjusted on a quarterly basis and are indexed to Prime Rate as published in The Wall Street Journal (WSJ). Adjusted rate effective January 1, 2016, based on The Wall Street Journal Prime Rate (3.50%) as of December 21, 2015, in accordance with loan term. Maximum rate adjustment is 2.00% in a calendar year. Rate cannot go below 4.00%. Minimum Real Estate secured loan amount $10,000. Property must be owner occupied and primary residence located in Pennsylvania or Ohio. All loan approvals are subject to normal loan underwriting guidelines. This is a limited time offer. Programs, rates and conditions are subject to change at any time. **U$X FCU pays all closing costs ranging from $100 to $1,500. See credit union for all details. ***Average taken from several major bank rates. †Major home improvement retailer average rate.