Go Ahead. Have it All.

We Know You Work Hard.

That’s why at USX FCU, we believe you should have it all. 

And, when you make the most of your home’s equity, it’s never been easier! From your picture-perfect home to your dream vacation, a Home Equity Line of Credit (HELOC) or Fixed-Rate Home Equity Loan makes it easy to manage your goals and finances with one affordable monthly payment. 


Home Equity Line of Credit

as low as 5.49% APR*
12-month introductory rate.

Fixed-Rate Home Equity Loan

Several rate and term options available.
Find the one that fits your budget.

Are you ready to maximize your equity? We’re ready to help. View your fixed-rate home equity loan or line of credit options online, or call our team of experts to find the option that works for you. 

*APR = Annual Percentage Rate. 5.49% Introductory APR offer available for new lines of credit only for the first twelve (12) months from closing date. These rates are adjusted on a quarterly basis and are indexed to a Prime Rate published in the WALL STREET JOURNAL (WSJ).  Rate adjusted effective July 1, 2024 based on the WALL STREET JOURNAL. Prime rate is (8.50%) as of June  20, 2024 in accordance with loan terms *Maximum adjustment is 2% in a calendar year. Rate cannot go below 4.00% Minimum Real Estate secured loan amount $10,000. Property must be owner occupied and primary residence, geographical restrictions may apply. All loan approvals are subject to normal loan underwriting guidelines. Offer expires August 31, 2024. Programs, rates and conditions are subject to change at any time. See local credit union office for all details.

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