Great Rates

A Custom Auto Loan By U$X FCU Means Low Interest
Credit Union Rates With Terms That Make Your
Monthly Payment Affordable – For YOU!

  • Want a quick payoff? Borrow at a low rate with 12-, 36- or 48-month terms
  • Need a lower monthly payment? We offer terms up to 72 months
  • New to financing or have an issue with credit history? We can still get you a great deal that other lenders can’t touch

Isn’t 0% Financing My Best Option?

Dealerships know vehicles, but U$X FCU knows vehicle financing.
When you put together a factory rebate offer with our low-rate
, you get your best Wheel Deal!

Compare The Savings When You Choose Rebate Incentive Offers
Versus 0% Financing**

Financing Amount

Dealer Offer

Dealer Offer

U$X FCU Rate & Term Comparison

$20,000 36-Month Term 60-Month Term 36-Month Term 60-Month Term
  0% APR* 0% APR* 1.80% APR* 1.90% APR*
Factory Rebate N/A N/A $2,500 $2,500
Balance for Financing $20,000 $20,000 $17,500 $17,500
Monthly Payments $556 $333 $500 $306
Total Payments $20,000 $20,000 $17,990 $18,358
You Save     $2,010 $1,642

Avoid Costly Mistakes
With Pre-Approval

Pre-approval is so important to the purchase process that Forbes magazine considers not having pre-approval in hand as one of the Top Car-Buying Mistakes.† Come to us first. We’ll get you the best loan possible that will increase your confidence and purchasing power at the dealer.


Apply Today!

Apply online, call 888-219-3159 or see a
member service representative today.

*APR = Annual Percentage Rate. No additional discounts may be applied to rates. Other rates and terms available. Contact the credit union for potential savings and complete offer details. Excludes loans currently financed at U$X FCU. Offer subject to change at any time. Rates subject to change without notice.

**Comparison example for rebate incentive offers and savings found 8/15/15 at Offers may vary, depending on manufacturer and your dealership location.