Kickstart Your Project

You worked hard for your house. Now put it to work for you!

With a Home Equity Line of Credit from U$X FCU, you can cross more off your ‘to do’ list by drawing money whenever you need it, for whatever you need it for! When you use your home’s equity, you’ll be able to access funds on demand with a rate as low as 3.99% APR.* Tackle your renovation costs as they come with a manageable payment that won't stress your budget. Plus, when you get your Home Equity Line of Credit by March 31st, you'll pay no closing costs** and you'll get a $50 Home Depot® gift card to kickstart your project!

Don't put off that project any longer. Apply today!


Download your application, visit us at one of our convenient local offices or call 888-219-3159 to get started. We’re proud to offer experienced representatives who are here to help you and answer your questions.








*APR = Annual Percentage Rate. 3.99% Introductory APR offer available for new lines of credit only for the first twelve (12) months from closing date. These rates are adjusted on a quarterly basis and are indexed to Prime Rate as published in the WALL STREET JOURNAL (WSJ). Adjusted rate effective January 1, 2019, based on the WALL STREET JOURNAL Prime Rate (5.50%) as of December 21, 2018, in accordance with loan term. Maximum rate adjustment is 2% in a calendar year. Rate cannot go below 4.00%. Minimum Real Estate secured loan amount $10,000. Property must be owner occupied and primary residence, geographical restrictions may apply. All loan approvals are subject to normal loan underwriting guidelines and subject to income verification. Offer expires March 31, 2019. Programs, rates and conditions are subject to change at any time. One gift card per closed Home Equity Loan. Gift card awarded upon closing of line of credit. No purchase necessary. **U$X FCU pays all closing costs ranging from $100 to $1,500. See local credit union for all details.