cha-ching!SM Middle And High School


The cha-ching!SM youth program for ages 13-17 teaches teens how to learn the basics of saving, investing, budgeting and more. Now is the time to learn this as they might soon be getting their first job, buying their first car or starting to plan for college. Students with a cha-ching! savings account are automatically enrolled in the club for free! Members will receive personalized newsletters with articles about good spending and savings habits, as well as various issues that affect teens. The cha-ching! program also offers an interactive website for teens.

We give teens their own special rate of 1.00% APY* on the first $500 deposited to kickstart their savings. Funds in excess of $500.00 will earn the regular share rate. View current Dividend Rates.

Plus, members ages 16-17 with proper government-issued I.D. can add a special checking account and VISA® debit card.

To sign up for this account, we currently have three options:

USX Federal Credit Union
P.O. Box 1728
Cranberry Twp, PA 16066

  • Call (888) 219-3159 to convert an existing base savings account over the phone

Additional credit union products that you may qualify for, including a special checking account, may be added to this account. These include:

  • Special Savings
  • Certificates
  • Education Savings Account (ESA)

Additional Requirements

A responsible adult (with proper government-issued I.D.) needs to be a joint account holder for members ages 13-17. On all of our youth savings accounts, the youth is the primary account holder. Therefore, be sure to provide a Social Security Number for both the primary and any joints on the account.

The cha-ching! Website

Having a cha-ching! savings account allows you access to the cha-ching! website, just for teens! On this site you will learn about saving and spending, find out what other teens think about money and related topics, play cool games, download podcasts and much more. Also, you’ll learn about cool new products, promotions and events happening at USX Federal Credit Union.

Access the special cha-ching! website!

cha-ching!SM is a licensed service mark of Marketing Partners, Inc., Bethlehem, PA.

*APY = Annual Percentage Yield rates subject to change without notice. 1.00% APY applies to balances up to $500.00 only and balance over $500 will earn the Regular Share Savings rate. The Credit Union Board of Directors will review and adjust the Dividend rate monthly. For current Interest Rate please refer to the published Dividend rates. Membership eligibility and $25 minimum balance required to maintain a Regular Share savings account. Rate applies only to Dollar Dog, Cha-Ching, and the edge youth savings accounts.