the edgesm Free Checking


USX FCU’s the edgesm checking account is designed specifically for young adults attending high school, college or starting a career. This time-and-money-saving full-service account will lay the foundation for responsible money management and a strong financial future.

We give teens and young adults their own special rate of 1.00% APY* on the first $500 deposited to kickstart their savings. Funds in excess of $500.00 will earn the regular share rate. View current Dividend Rates.

the edge checking offers:

  • FREE basic style checks†
  • NO minimum balance
  • NO monthly service fee
  • Unlimited check writing
  • FREE online banking
  • FREE online bill pay
  • FREE E-statements
  • FREE Mobile Banking
  • FREE USX FCU VISA® debit card
  • Access to over 97,000 surcharge-free
    ATMs worldwide
  • Overdraft protection available
  • FREE signature notary service
  • the edge VISA® credit card available**

Take the first step to financial independence. Make the move to the edge checking today!

For questions or assistance, please contact a Credit Union Representative at (888) 219-3159 or Contact Us

Funds are federally insured to at least $250,000 by NCUA

Free personal checks for the edge checking. Limited selection of free personal checks; member will be responsible for cost of checks if they choose a design other than styles designated to be free.

*APY = Annual Percentage Yield rates subject to change without notice. 1.00% APY applies to balances up to $500.00 only and balance over $500 will earn the Regular Share Savings rate. The Credit Union Board of Directors will review and adjust the Dividend rate monthly. For current Interest Rate please refer to the published Dividend rates. Membership eligibility and $25 minimum balance required to maintain a Regular Share savings account. Rate applies only to Dollar Dog, Cha-Ching, and the edge youth savings accounts.

**Approval subject to normal underwriting criteria.