A flexible Home Equity Line of Credit designed around your goals.
Turn the value you’ve built in your home into a powerful financial tool. Whether you’re renovating, consolidating debt, or planning what’s next, a HELOC from USX FCU gives you access to funds on your terms, with competitive rates and local service you can trust.
For a limited time only, you can borrow from your equity at a rate as low as 4.79% APR* for the first 12 months – plus, we’ll cover your closing costs!**
*APR = Annual Percentage Rate. 4.79% Introductory APR offer is available for new lines of credit only for the first twelve (12) months from closing date. These rates are adjusted on a quarterly basis and are indexed to a Prime Rate published in the WALL STREET JOURNAL (WSJ). Rate adjusted effective October 1, 2025 based on the WALL STREET JOURNAL. Prime rate is (7.25%) as of October 21, 2025 in accordance with loan terms. *Maximum adjustment is 2% in a calendar year. Rate cannot go below 4.0%* Minimum Real Estate secured loan amount $10,000. Property must be owner occupied and primary residence, geographical restrictions may apply. All loan approvals are subject to normal loan underwriting guidelines. Offer expires March 31, 2026. Programs, rates and conditions are subject to change at any time. **U$X FCU pays all closing costs ranging from $100 to $1,500. See local credit union office for all details.
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