Cha-Ching

Financial services and resources for teens.

With the Cha-Ching® Club at USX FCU, teen members can learn the financial tools they need to be successful later in life. From navigating their first job to buying their first car to looking at colleges, the Cha-Ching website is full of blogs, podcasts, and more to help them learn the importance of saving.

Did You Know?

We give teens their own special rate of 1.00% APY* on the first $500 deposited to kickstart their savings. Funds in excess of $500.00 will earn the regular share rate.

View Dividend Rates

Start Today!

To get started, stop by any of our branch offices, call us at (888) 219-3159opens phone dialer, or complete a youth membership applicationopens PDF file and mail it to:

USX Federal Credit Union
P.O. Box 1728
Cranberry Twp, PA 16066

Visit Cha-Ching

A responsible adult (with proper government-issued I.D.) needs to be a joint account holder for members ages 13-17. On all of our youth savings accounts, the youth is the primary account holder. Therefore, be sure to provide a Social Security Number for both the primary and any joints on the account.

*APY = Annual Percentage Yield rates subject to change without notice. 1.00% APY applies to balances up to $500.00 only and balance over $500 will earn the Regular Share Savings rate. The Credit Union Board of Directors will review and adjust the Dividend rate monthly. For current Interest Rate please refer to the published Dividend rates. Membership eligibility and $25 minimum balance required to maintain a Regular Share savings account. Rate applies only to Dollar Dog, Cha-Ching, and the edge youth savings accounts.

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