Mobile Deposit is available to USX FCU members in good standing that are enrolled in online banking with a valid email address.
No. There is not a fee for this service, however, mobile carrier fees may apply.
Mobile deposits are available with USX FCU’s mobile app using Android smartphones and Apple devices with rear-facing cameras.
You can deposit funds into your USX FCU personal checking or savings accounts.
On the back of the check in the endorsement area, sign your name as it is listed on your USX Federal Credit Union account. Under your signature, print the words “FOR REMOTE DEPOSIT ONLY AT USX FCU followed by YOUR ACCOUNT NUMBER (i.e. 12345). If Mobile Check Deposit will not accept your check, please bring it to the USX Federal Credit Union branch nearest you to make your deposit.
USX FCU processes remote deposit checks twice a day, Monday through Friday excluding Federal Holidays, at approximately 10:00 AM EST and 4 PM EST. Typically, funds are available after processing. Refer to the Funds Availability Policy in the Membership Booklet.
While you cannot apply a check deposited through a mobile device directly to a loan, you can use USX Federal Credit Union’s online or mobile banking to transfer available funds to the loan balance once the check has been posted to your checking or savings account.
USX Federal Credit Union reviews each item deposited through Mobile Deposit and may return the check if there are issues with the deposit. Examples of ineligible checks include:
USX Federal Credit Union recommends that once you confirm your deposit has posted (via your Online Banking account history or monthly statement), keep the check in a secure place for 30 days from check posting date. After 30 days, it is safe to destroy the check.
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