Fee Schedule

Check below for a full list of all our services and their affiliated fees. Feel free to contact us with any questions!
Effective Date: 8/1/2023

Checking Account/Electronic Fund Transfer Services

Fee TypeFee Amount
Members Plus Checking (Only)$10.00 below monthly average daily balance
Non-Sufficient Funds (NSF)$30.00 Per Item
Courtesy Pay$30.00 Per Item
Stop Payment$30.00 Per Item**
Overdraft Protection$5.00 Per Item For All Types
ATM/Debit Card Replacement$10.00 Per Occurrence
Check PrintingCost varies by style**

Other Service Fees (Applicable To All Accounts)

Fee TypeFee Amount
Domestic Wire Transfer (Outgoing)$20.00 Per Transfer
International Wire Transfer (Outgoing)$35.00 Per Transfer
Official Checks$1.00 Per Check*
Overnight/Express Mail Delivery (at member's request for expedited service)$25.00 Per Item
Returned Check/Item$30.00 Per Check/Item
Stop Payment USX FCU's Issued Checks$35.00 Per Check
Account Reconciliation/Research$10.00 Per Quarter Hour/$10.00 Minimum
Copy of Check/Statement$3.00 Per Copy for Employee Retrieval
Bad-Address/Undeliverable Mail$10.00 Per Envelope
Minimum Balance (Balance below $25 minimum required membership share balance)$5.00 Per Month
Certified Mail Processing$25.00 Per Item
Escheats/Garnishment/Levy Processing$50.00 Per Account
Christmas Club Early Withdrawal$5.00 Per Occurrence
Close Primary Savings/Share Account (within 90 days of opening)$25.00
Foreign Items Transaction Processing$16.00 Per Item. Plus any applicable exchange fees.
Member Non-Participation Fee (designated member accounts)$15.00 Per Quarter
One time ACH Origination/Online Loan Payment $10.00 per payment

*Fees Waived For All Checking Account Holders
** Fee Waived For Members Plus Checking Account Holder

Visa® Credit Cards

Fee TypeFee Amount
Late Payment$25.00 or $35.00 For Subsequent Violation Next 6 Billing Cycles
Returned Check/Item$25.00 or $35.00 For Subsequent Violation Next 6 Billing Cycles
Merchant Draft Copy$10.00 Per Item
Card Replacement$10.00 per Occurance


Fee TypeFee Amount
Late Payment$25.00 Per Occurance
Returned Check/Item$30.00 Per Check/Item
Home Equity Line of Credit - Over Limit$25.00 Per Check
Home Equity Line of Credit - Below $500 Minimum Advance$25.00 Per Check

Real Estate Loans

Fee TypeFee Amount
Satisfaction FeeVaries by county
Fixed Rate Loans: Loan Estimate & Closing Disclosure will be provided in accordance with Federal Law.Varies by county
Variable Rates Loans: Fees will generally range between $200 & $600Varies by county
Mortgage Subordination Fee$150.00

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