Loan Protection Options

USX brings you relief and protection from even the hardest of financial burdens. Check out the different options below.

Borrowers Security

The USX Federal Credit Union Borrower Security Program is a voluntary loan-payment protection product that gives you relief from the financial burden of delinquency, default or foreclosure if a life event such as death, disability or job loss unexpectedly happens to you. This program includes simple eligibility requirements to ease the enrollment process.

For more information, call (888) 219-3159.

Extended Vehicle Warranty

USX Federal Credit Union is excited to announce that all of our members have the opportunity to take advantage of our NEW and IMPROVED Mechanical Repair Coverage!

In addition to offering Mechanical Repair Coverage when you are obtaining a loan, this exciting direct marketing channel provides you with options for purchasing Mechanical Repair Coverage post loan for your eligible vehicles whether you've financed your vehicle or own it outright.

As your vehicle gets older, the risk and cost of repairs increase. That's when you need protection most and that's why USX Federal Credit Union offers you Mechanical Repair Coverage.

With the USX Federal Credit Union plan, you choose the amount of Mechanical Repair Coverage you need. The plan then pays for the cost of parts and labor for covered repairs. You pay just the deductible amount you select ($0, $50, $100 or $250) and drive away, regardless of the number of repairs.

Your Mechanical Repair Coverage plan also includes rental and towing reimbursements, 24-hour toll-free roadside assistance and emergency travel expenses if you break down more than 100 miles from home. The plan is good at any licensed repair facility in the U.S. or Canada.

Mechanical Repair Coverage is another way your credit union helps you on the road to worry-free driving. Some restrictions may apply. Ask a credit union representative for details by calling 888-219-3159opens phone dialer. Or if you'd like to protect your eligible vehicle through our online channel.


GAP PLUS For Vehicles

In addition to offering great vehicle loan rates, USX Federal Credit Union also gives you extra value and protection by offering a NEW and IMPROVED Guaranteed Asset Protection Plus with Deductible Assistance (GAP Plus) program to our members. If your vehicle is stolen, accidentally damaged beyond repair or otherwise declared a total loss, GAP Plus insurance covers the missing link between your insurance settlement and remaining loan balance. Our NEWEST Value Added benefit is Deductible Assistance. This new benefit will cancel part of your loan or loan payment when a comprehensive or collision claim is paid through your primary auto insurance carrier and a deductible is incurred. Not only does this plan ease stress over the loss of a vehicle, GAP Plus coverage is also convenient and affordable. While auto dealers may charge more than $750 for this type of coverage, your cost through USX Federal Credit Union is just $599. This includes your deductible, plus $1,000 towards a new car! The USX Federal Credit Union GAP Plus program is offered through the CUNA Mutual Group.

Guaranteed Asset Protection Plus also has other ENHANCED benefits and is another way your credit union helps you on the road to worry-free driving. Some restrictions may apply. Ask a credit union representative for details by calling (888) 219-3159.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License # 60023 and Oklahoma License # 44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality.

Light blue and dark blue triangles overlaying eachnother in top right corner

You are now leaving USX Federal Credit Union

USXFCU provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by USXFCU, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL