Unwrap Something Special

Easy, Fast, and Full of Holiday Cheer

The holidays are for giving, not for worrying about your budget.

A Holiday Loan from USX FCU helps you cover gifts, travel, and festive fun so you can focus on what really matters: making memories.

With quick approval, low rates, and flexible terms, you can unwrap the joy this season brings.

We make it simple to fund your holiday fun

Plus, you won’t make your first payment until January 2026!

Ready to unwrap your holiday spending?

*APR=Annual Percentage Rate. Approval of actual interest rate and dollar amount granted will be based on credit worthiness. Other rates and terms are available. Some restrictions may apply. To receive the promotional interest rate, you must have an active USX FCU checking account with a qualifying direct deposit. Members that open a new checking account with a qualifying direct deposit may qualify for an additional $200 new account bonus. Loan proceeds will be disbursed ONLY after qualifying direct deposit has been started and received. Existing checking accountholders with net check direct deposit will qualify for promotional interest rate; however, will not receive the new account bonus. Repayment will start in January 2026 and must be completed by October 31, 2026. Although no payment will be required until January 2026; however, interest will accumulate from date of loan disbursement. Offer is good to membersin good standing. Offer Expires December 31, 2025.

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