Is Your Auto Loan Still a Good Deal?

Your loan may have been right for you then.
But is it still right for you now?

Rates change. Your credit can change. Your financial situation can change. If it’s been a while since you got your auto loan, it may be worth taking another look.

You could potentially lower your rate, reduce your monthly payment or save money over the life of your loan.

When you first financed your vehicle, you probably focused on getting the car and getting the deal done.

But months or years later, your financial picture may look different.

Your credit score may have improved.
Your income may have changed.
Market interest rates may be different.
And the loan you accepted back then may no longer be your best option.

That’s why it pays to check.

You don’t need to be struggling with your payment to consider refinancing. If you can potentially get a better rate or better terms, it’s worth exploring.

And there’s no harm in asking: “Is my auto loan still a good deal?” USX FCU can help you take a second look at your auto loan and see if refinancing could put more money back in your pocket.

*APR=Annual Percentage Rate. All financing subject to credit approval. Not all will qualify. Limited-time rate applies to vehicle model years 2023-2026 only. Other rates and terms available. Your rate will be based on your individual creditworthiness. Refinancing only available on loans from other financial institutions, current USX Federal Credit Union loans not eligible. Offer subject to change anytime and without notice. See credit union for full details.

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