Make the Holidays Happen

Gift More & Stress Less!

Whether you’re checking off your gift list, traveling to see family, decking out your home, or making a little extra room in the holiday budget, a USX FCU Holiday Loan can help you make it happen.

Give Your Holiday a Boost

The holidays have a way of adding up fast. Give yourself some breathing room with a Holiday Loan.

Use the extra cash for:

  • Gifts for everyone on your list
  • Travel to see family and friends
  • Holiday decorating & entertaining
  • Special meals and celebrations
  • Whatever makes your holiday feel like yours

Ready to Make it Happen?

Sure, The gifts under the tree are great; but the best parts of the holidays are usually the moments you’ll remember. Whatever you’re looking forward to this holiday season, USX FCU can help you make it happen.

Apply for a low-rate holiday loan to make the most of the holiday season:

  • Borrow up to $2,000
  • Rates as low as 8.99% APR*
  • 10-month term
  • Flexible funds for holiday expenses
  • Quick and easy application

*APR=Annual Percentage Rate. Approval, actual interest rate, and dollar amount granted will be based on credit worthiness. Other rates and terms are available. Some restrictions may apply. To receive the promotional interest rate, you must have an active USX FCU checking account with a qualifying direct deposit. Members that open a new checking account with a qualifying direct deposit may qualify for an additional $200 new account bonus. Loan proceeds will be disbursed ONLY after qualifying direct deposit has been started and received. Existing checking accountholders with net check direct deposit will qualify for promotional interest rate; however, will not receive the new account bonus. Repayment will start January 2027 and must be completed by October 31, 2027. No payment will be required until January 2027; however, interest will accumulate from date of loan disbursement. Payments must be made by direct deposit or payroll deduction only and payments will coincide with member’s payroll periods. Offer is good to members in good standing. Offer Expires December 31, 2026.

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