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Fall 2021 Newsletter

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Clunker or Classic?

New • Used • Refinanced

Auto Loan rates as low as
1.99% APR*
for up to 72 months.

*APR = Annual Percentage Rate. Rate determined by creditworthiness. Not all will qualify. Loans currently financed with USX FCU will not be eligible for refinance. Rates and terms can change at any time. See credit union for details.
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Don't Get Stuck

With a High-Interest Credit Card!

  • Low, fixed rate
  • Earn reward points with every purchase
  • Monitor your card on the go with CardTrac (Coming Soon)

Get your new card today!

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Presidents Message

Here it is October already and we are headed into the Fall season. Students are returning to school and fall sporting events have begun. Social distancing restrictions and masks have returned as well as new cases of COVID-19.

Although the economy has improved, the effects of COVID-19 continue to present several challenges. There are some supply shortages due to lower production or because of distribution challenges in getting those goods to market. An example of this affecting the credit union industry is a shortage of new car inventory throughout the U.S. New car production is lower due to a shortage of microchips which are used in the cars.

The lower inventory in turn affects loan volume in the credit union industry. Less cars available means less loans for credit unions. Here at USX FCU, our loan demand is much improved from 2020 levels. Our various promotions throughout the year continue to be very successful. If you’re in the market for a new car or are looking to take on some projects around the house, please reach out to one of our team members to take advantage of our current loan promotions.

In the June Newsletter, we announced that we would be making an investment in our various computer systems. These projects continue to move forward with an anticipated completion date of October 1, 2022. At that time, in addition to a change in the computer systems in our offices, our members will be able to take advantage of a new on-line banking solution and a new mobile banking solution. These new products will make banking at USX FCU easier, faster, and more efficient.

As a member, you can expect quicker branch transactions, expanded products and services, stronger security and fraud prevention, and the continued first-class experience you’ve come to know at USX FCU.

We will provide periodic information updates on our progress via our newsletter. This information will also be provided by email (if we have your email address on file), in-branch materials, and account statements.

Contactless transactions in our economy continue to grow and we are proud to offer that service to our members. You can now use your USX FCU debit card or credit card with Google Pay and Apple Pay. If you already use these services, simply add your USX FCU cards to your account. If you are new to Google Pay and Apple Pay, simply download the app onto your mobile device and follow the setup instructions.

Should you have questions, please call our Member Contact Center at 888-219-3159opens phone dialer or visit your local branch.

Thank you for being a member at USX Federal Credit Union. We appreciate the opportunity to continue to serve you.

Mark A. Volponi President/CEO

Welcome

The Board of Directors and Staff would like to welcome the following new companies, associations and their employees or members to U$X FCU:

BeaverJack Tree Service, LLC

Butler County Humane Society

Remember if your co-workers are not yet members of U$X FCU, you can get paid for introducing them to the credit union. Ask our staff how.

Notice of Election

An election to fill three vacancies on the U$X FCU® Board of Directors will be held at the Annual Meeting. The location of the meeting will be announced in the very near future. No nominations will be accepted from the floor.

A Nominating Committee appointed by the Chairman will
nominate candidates for election to the Board of Directors. The Nominating Committee will select one nominee for each vacant seat on the Board.

Interested members can become a candidate for Board Membership by requesting a “Petition Packet” from the Nominating Committee. The “Petition Packet” will require the member to obtain the name, address, account number and signature from 1% of the membership as of the previous year-end. The petitioner must submit the complete packet to the Nominating Committee by December 3, 2021. The Nominating Committee will then validate the candidate and verify the information submitted in the “Petition Packet”.

Once the Nominating Committee has approved the candidates, the names of all qualified candidates running for election to the Board will appear on the ballot at the Annual Meeting. A short biography of each candidate will appear in the next quarter’s newsletter. The members present at the Annual Meeting will vote to determine who will serve on the Board of Directors.

Any member of the credit union at least 18 years of age may qualify to serve on the Board of Directors. If you have an interest in serving, you may request a “Petition Packet” by writing to:

Chairperson, Nominating Committee, U$X Federal Credit Union, PO Box 1728, Cranberry Twp., PA 16066
Request for “Petition Packet” must be received no later than November 10, 2021.

Real LIFE made Real SIMPLE

Relax, stay safe and SAVE money, time, effort and help our planet by signing up for USX FCU’s FREE Electronic Services.

  • Direct Deposit
  • Payroll Deduction available
  • Online Banking
  • Online BillPay
  • Mobile Telephone Banking with Remote Check Deposit
  • E-Statements – GO Green…no more paper
  • Tap & Pay….Apple Pay® and Google Pay® available
  • Plus…Access to 90,000 FREE ATMs

Sign up online or visit your nearest USX FCU branch.

Personal Service Personal Trusted Advice Service Professional

The financial professional located at your credit union offers personalized retirement, insurance, and investment strategies designed to help you and your family realize a lifetime of financial security.
Call today for a no-cost, no-obligation appointment.

Nathan Rodgers
Financial Professional

Office 724-779-4895opens phone dialer
Toll Free: 888-219-3159opens phone dialer

USX Financial Group is Located at:
USX FCU
479 North Pike Road
Sarver, PA 16055

Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment officer. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUISIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.

CBSI-1625752.1-1016-1119

© 2016 CUNA Mutual Group

Ribbons and Bows!

Loans for your Holiday Happiness!!

Up To $2,000.00 as LOW as 5.49% APR* for 10 MONTHS

NO PAYMENTS UNTIL JANUARY 2022

*APR=Annual Percentage Rate. Approval, actual interest rate and dollar amount granted will be based on credit worthiness. Other rates and terms are available. Some restrictions may apply. To receive the promotional interest rate, you must have an active USX FCU checking account with net check direct deposit. Members that open a new checking account and sign up for net check direct deposit may qualify for an additional $100 new account bonus. Loan proceeds will be disbursed ONLY after direct deposit has been started and received. Existing checking accountholders with net check direct deposit will qualify for promotional interest rate; however, will not receive the new account bonus. Repayment will start January 2022 and must be completed by October 31, 2022. No payment will be required until January 2022; however, interest will accumulate from date of loan disbursement. Payments must be made by direct deposit or payroll deduction only and payments will coincide with member’s payroll periods. Offer is good to members in good standing. Offer Expires December 31, 2021.

For members that do not have direct deposit available, we have other holiday loan options. Please call for details.

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