*APR = Annual Percentage Rate. Rates subject to change without notice. Rates based upon individual creditworthiness. Other rates and terms available. All loan approvals are subject to normal loan underwriting guidelines. Minimum real estate secured loan amount is $10,000 with a maximum loan to value of 80% and first lien position. Applies to owner-occupied property in PA and OH, other restrictions may apply. Current U$X FCU Home Equity or Home Loans are not eligible for refinancing, unless an additional $10,000 is borrowed. Consult your tax advisor for potential tax savings. **U$X FCU pays all closing costs ranging from $100 to $1500 (excluding Title Insurance policy if required). See credit union for details.
Can you believe that it’s April 2025 already? The time seems to just fly!
The team here at your credit union is very excited about the opportunities that lie ahead for this year.
We have several new and exciting projects that we’ll be working on in 2025.
In 2024, we celebrated the opening of our “new” office in Greensburg, PA, which has greatly enhanced our ability to support our members in that market and our members in the Independence Health System specifically.
In 2025, we will be relocating our office in Monaca, PA. Construction is well underway at the new location, and we hope to be in the new space soon. In addition, we will begin construction very soon on the site of our new office location in Monroeville, PA. Watch for more information on these projects in future newsletters.
We have established a new partnership with Keystone Lending Alliance to enhance our auto-lending programs. This partnership allows our members to experience “one stop shopping” when purchasing their new car. Simply find the car that they want at one of the over 400 participating dealerships here in Pennsylvania and complete that financing of that vehicle with USX Federal Credit Union while at the dealership. You can now select your car, complete the financing with USX FCU and drive home in your new vehicle all in the same day. We are very excited to offer this enhanced car buying experience to our members.
We also have established a relationship with a lending partner that will allow us to develop a business lending program for our members. This partnership will allow us to be able to offer business loans to our members that may need financing for vehicles used in their small business. In addition, the credit union will also now be able to lend to members that own and operate 1-4 unit family rental properties.
We are very excited about the opportunities that both of these new partnerships bring to the credit union.
As always, we invite you to take advantage of our enhanced self-service products and services. These products allow you to bank whenever you want, wherever you want and however you want. Everything from payroll direct deposit, online banking including bill pay, e-statements, mobile banking which includes remote check deposit, tap and go Apple Pay and Google pay and 90,000 ATMs nationwide. In addition, we offer CardTrac, which is our co-branded app for your cell phone that allows you to manage your USX FCU debit and credit cards. Just two examples of things you can do on CardTrac are to: be notified anytime your debit or credit card is used and the ability to turn your cards on or off. A new feature just recently added to CardTrac now allows you to set travel notices. This feature is also for both debit and credit cards. You can now manage travel dates and destinations yourself on the app; no need to call and notify the credit union anymore!
In addition to our “traditional” banking products, please remember that the credit union also offers professional financial services for personalized retirement, insurance and investment strategies through USX Investment Services. Call Nathan Rodgers for a no-cost, no-obligation appointment at 724-779-4895 or toll free 888-219-3159, ext. 4895.
No matter how you decide to do your banking, USX FCU appreciates your business. If you have questions on any of our products and services, please visit an office, visit our website or give us a call.
As always, at USX Federal Credit Union, we are dedicated to continually enhancing our products and services to better serve you, our valued member-owners. Our goal is to provide you with seamless banking experiences to improve and simplify your financial life.
Sincerely,
Mark Volponi
President/CEO
You need a checking account that fits your life, not the other way around. From everyday spending to managing your money on the go, USX FCU checking gives you real convenience, easy access, and member focused banking. It’s a better way to manage your money – every day.
Make the Switch and earn a $200 bonus when you open a USX FCU checking account today*!
Real Convenience – Easy Access
Zelle®, the Zelle® related marks, and the color purple are registered trademarks or otherwise claimed by Early Warning Services, LLC.
*Restrictions may apply. Limited time offer cannot be combined with any other offer and subject to change at any time. Receive $200 when you open a new checking account with qualifying direct deposit. $200 deposited into your share savings account 60 days after account opening and verification of established qualifying direct deposit into new account. Offer expires April 30, 2026. Cash bonus will be reported to the IRS as interest income, as required by IRS.
We invite you to attend USX FCU’s upcoming Annual Meeting. This yearly event is your chance to hear about the credit union’s successes in the past year and the challenges facing it in the future.
Many important decisions are made regarding your credit union at the Annual Meeting each year. And you can have a say in those decisions by attending and voicing your opinion. This opportunity only comes along once a year…don’t miss out on it!
Wednesday April 15, 2026 – 5:30pm
Pittsburgh North Regional Chamber, Inc
5000 Brooktree Road. Suite 100, Wexford, PA 15090
In this week’s scam, you receive an unexpected phone call from someone who says they are an Internal Revenue Service (IRS) agent. They claim that you owe money to the IRS. The call seems real because the “agent” even provides what sounds like an actual government badge number. To make this situation even more alarming, they threaten you with fines or threaten to arrest you if you don’t immediately pay the money that you owe.
However, this “tax agent” is actually a cybercriminal, and the debt that you supposedly owe isn’t real! They will try to pressure you into paying them, usually by wire transfer or a prepaid debit card.
But if you send any money, it goes straight into the cybercriminal’s pockets!
Follow these tips to protect against tax scams:
The KnowBe4 Security Team
Take a break from your payments with our Skip A Payment program!
Life happens, and we’re here to help. With just a small fee, you can defer a payment on your eligible loan*—for any reason, no questions asked.
Here’s How It Works:
*1st Mortgage Loans, Home Equity Lines of Credit, Fixed Rate Home Equity, Visa Credit Cards and Holiday Promotional Loans are excluded.
Only 1 payment can be skipped per calendar year. The $30.00 skip-a-pay fee will be debited from your savings or checking account. By skipping a monthly payment, USX Federal Credit Union will extend your final loan payment by one month. Interest will continue to accrue on your loan during the month that is skipped. Additional terms and conditions may apply.
Fixed Rates As Low As 9.90%APR*
*APR=Annual Percentage Rate. Rates will vary from 9.90% APR to 15.90% APR for the Visa Platinum Card and 17.90% APR for the Visa Blue card. Rate will be determined by overall creditworthiness. Visa Blue card carries a $50.00 annual fee. Not all will qualify. See credit union for details.
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