All Rates Effective - November 1, 2017


Credit Cards

VISA® Credit Card Rates

Annual Percentage Rate
on Purchases And Cash Advances
Rate Information & No Interest Period Fees
VISA PLATINUM
9.90% to 15.90%
Fixed APR for 24 months after card issued
No Variable Rate
23 Day No Interest Period
No Balance Transfer Fee
No Cash Advance Fee
Annual Fee: None
Late Payment: $25.00 or $35.00 for a subsequent violation during the next six (6) billing cycles.
Returned Payment: $25.00 or $35.00 for a subsequent violation during the next six (6) billing cycles.
Merchant Draft Copy: $10.00
Card Replacement: $10.00
International Transaction Fee: With currency conversion 1%, without 0.8%
VISA BLUE
17.90%
No Variable Rate
23 Day No Interest Period
No Balance Transfer Fee
No Cash Advance Fee
Annual Fee: $50.00
Late Payment: $25.00 or $35.00 for a subsequent violation during the next six (6) billing cycles.
Returned Payment: $25.00 or $35.00 for a subsequent violation during the next six (6) billing cycles.
Merchant Draft Copy: $10.00
Card Replacement: $10.00
International Transaction Fee: With currency conversion 1%, without 0.8%
     

Rates which are expressed as Annual Percentage Rates (APR) are accurate as of the date shown above. Rates are subject to change without notice. Rates are “as low as” for each loan category. The rate applicable for each borrower will be based on their individual credit worthiness. All loan approvals are subject to normal loan underwriting guidelines.

 

How to avoid paying interest on purchases: Your due date is at least 23 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.

Finance charge on cash advances and balance transfers will begin on the transacton date.

To learn more about factors to consider when applying for or using a credit card visit the website of the Consumer Finance Protection Bureau at: http://www.consumerfinance.gov/learnmore/
VISA Disclosure

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