All Rates Effective - February 1, 2017


Auto Loans

New and Used Vehicles
2017 - 2015 Models

Standard Rate APR

Discount (1)
Rate APR

Monthly Payment (2) Per $1,000 Borrowed

Up to 48 months 2.50% 1.50% $21.48

49 to 60 months

2.80% 1.80% $17.44
61 to 72 months 3.00% 2.00% $14.75
Used Vehicles
2014 - 2012 Models
     

Up to 48 months

3.50% 2.50% $21.91
49 to 60 months 4.50% 3.50% $18.19
Used Vehicles
2011 and Older Models
     

Up to 24 months

5.50% 4.50% $43.65
25 to 48 months 6.50% 5.50%

$23.26

Quads & Dirt Bikes      

New: 1 to 60 months

4.00% 3.00% $17.97
Used: 1 to 48 months 6.00% 5.00% $23.03

Boats & Motor Homes,
Travel Trailers

     
New up to 96 months 6.00% 5.00% $12.66
Used up to 60 months 6.00% 5.00% $18.87
Used 61 to 72 months 6.50% 5.50% $16.34

Rates which are expressed as Annual Percentage Rates (APR) are accurate as of the date shown above. Rates are subject to change without notice. Rates are “as low as” for each loan category. The rate applicable for each borrower will be based on their individual credit worthiness. All loan approvals are subject to normal loan underwriting guidelines.

DISCOUNTS
(1) Discounts available for USX FCU Borrowers Security (.50% Discount) & for Loan To Values below 90% (.50% Discount).
(2) Payment example assumes all discounts applied and maximum loan term available.

LOAN VALUES
New Vehicle LOAN VALUE is MSRP
Used & Older Vehicle LOAN VALUE is the retail value listed in the most recent NADA Used Vehicle Guide.
Quad, Dirt Bikes, Boats, Motor Homes & Travel - Average Retail

View All Rates